Frequently Asked Questions

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Q: Do you help UK expats living in Portugal (or planning a move)?

A: Yes, that’s our core focus. We help UK families bring pensions, investments, residency timing and long-term planning into one clear strategy.

 

Q: Do you give Portuguese tax advice?
 

A: We do not act as tax lawyers or accountants. We focus on cross-border planning and tax coordination, so we will introduce you to our tax partners, or work alongside your chosen Portuguese/UK tax specialists where needed.

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Q: Can you help me understand NHR / IFICI (NHR 2.0)?
 

A: Yes. We’ll explain the planning implications in plain English and help you structure decisions around residency timing and income sources. Eligibility and filings should always be confirmed with a qualified tax professional.

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Q. Do you only advise on pensions?

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A. No. Pensions are often a key piece, but we provide holistic financial planning and coordination, including:

• Investment structuring

• Retirement income planning

• Cross-border tax coordination

• Estate and succession considerations

• Long-term cash-flow planning

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Q: Are you an independent financial adviser (IFA)?

A: We’re an independent, cross-border planning firm — meaning we start with your objectives and take an open-minded view of the options available. Where a regulated recommendation or product implementation is required, that advice and execution is provided by an appropriately authorised firm/provider, and we can introduce you for formal advice and suitability.

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Q. Is there a minimum investment size?

 

A. We don’t publish hard minimums, but our service is best suited to clients with meaningful planning needs, typically involving pensions or investments of substance rather than short-term trading or DIY portfolios.

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Q. How are you remunerated?

 

A. We believe in complete transparency, including fully disclosed fees. Depending on the work involved, this may include:

• One-off planning fees

• Ongoing advice or management fees

• Product-related remuneration where appropriate

 

Everything is agreed upfront — no surprises. A copy of our Client Fee Schedule is available on request.

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Q. Are you commission-driven?

 

A. Absolutely not. Our advice is client-first and suitability-led, not product-led. Where remuneration exists, it is fully disclosed and aligned with regulatory requirements and UK Private Client standards that we religiously follow.

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Q. How do I manage foreign exchange in Portugal?

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We work alongside an established FX provider with offices in both the UK and Portugal, helping clients move money efficiently, manage currency risk, and keep transfers aligned with their wider financial plan.

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Q. Do you offer an initial consultation?

 

Yes, of course. A (free) initial conversation is designed to understand your situation, confirm whether we can help, and outline next steps, without pressure or obligation.

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Q. What makes Atlas Bridge Wealth different?

 

A. We combine:

• UK-style professionalism and governance

• EU-compliant cross-border advice

• A boutique, personal approach

• Clear explanations, not jargon

Clients value clarity, continuity, and knowing their adviser understands both systems — not just one.

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Q: Are you regulated?
 

A: Yes, indeed we are. Atlas Bridge Wealth provides cross-border planning and consultancy. Where a regulated investment or insurance service is required, this is provided by an appropriately authorised firm/provider and we can introduce you for formal advice and implementation (where appropriate). Full details are set out in our Regulatory Disclaimer.

 

Q: Is this an invitation to invest / a recommendation?
 

A: No. Nothing on this website (or in an initial call) should be treated as a personal recommendation. Any regulated recommendation would be provided through the appropriate authorised firm, with full suitability and risk disclosures.​​​

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